As of 2026, the FHA loan limits in Hopatcong county, part of Sussex, NJ are set to: $1,089,300 for a single-family home, $1,394,775 for 2-unit properties, $1,685,850 for 3-units, and $2,095,200 for 4-units.
The maximum amount available for conventional loans on a single-family home is $1,089,300. For 2-units, the cap is $1,394,775; for properties with 3-units, it's $1,685,850; and for those with 4-units, it climbs to $2,095,200.
Use our FHA calculator to access today's prime FHA rates and figure out requirements for downpayment, income, credit scores, reserves, and necessary documentation for qualification.
Lendersa® calculator allows comparisons of FHA rates and terms with other loan programs. Explore choices like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA options.
Lendersa® draws data from thousands of lenders, rapidly aligning it to suit your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Hopatcong county of Sussex, NJ displays comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To juxtapose qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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