In 2025, FHA loan limits in Byram county, Sussex, NJ are as follows: $1,089,300 for a single-family home, $1,394,775 for two-unit properties, $1,685,850 for three-unit dwellings, and $2,095,200 for four-unit buildings.
The maximum amounts for conventional loans on a single-family residence are $1,089,300, $1,394,775 for two-units, $1,685,850 for three-units, and $2,095,200 for four-units.
Use our FHA calculator to access today’s best FHA rates and determine the required downpayment, income, credit score, reserves, and documents necessary for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs. Explore and review options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® rapidly collects and matches loan data from thousands of lenders to align with your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Byram county, Sussex, NJ provides insights into the maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For details on qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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