In 2026, the FHA loan limits in Kingston-Estates County of Camden, NJ are set at $431,250 for a single-family home, $552,050 for 2-unit residences, $667,350 for 3-unit homes, and $829,350 for 4-unit properties.
The highest loan amount for conventional loans on a single-family home is $548,250. For two units, it's $702,000, for three units, it's $848,500, and $1,054,500 for four units.
Use our FHA calculator to explore today's optimal FHA rates and calculate the downpayment, income, credit, reserves, and necessary documents required for your qualification.
The Lendersa® calculator allows you to compare FHA rates and terms alongside those of other loan programs. Investigate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in contrast with FHA.
Lendersa® taps into data from thousands of lenders, providing quick comparisons tailored to your unique financial profile.
By utilizing the Loan Limits Comparison Table for 2026 in Kingston-Estates County, Camden, NJ, you can compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed look at qualification requirements, including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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