In 2026, the FHA loan limit for Barclay county in Camden, NJ, is fixed at $529,000 for a single-family dwelling. For two-unit homes, it is $677,200, while the limit for three-unit properties is $818,600, and for four-unit residences, it is $1,017,300.
The maximum loan amount available for conventional loans on a single-family home stands at $726,200. For homes with two units, it's $929,850, for three units, $1,123,900, and for four units, the cap is $1,396,800.
Use our FHA calculator to discover current FHA best rates and determine the downpayment, income requirements, credit score, reserves, and documents necessary for qualification.
By using the Lendersa® calculator, you can compare FHA rate and terms with those of other loan programs. Delve into options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, exploring them alongside FHA.
Gathering loan program data from thousands of lenders, Lendersa® swiftly compares it to your unique financial profile and needs for precise results.
The Loan Limits Comparison Table for 2026 in Barclay of Camden, NJ, offers a comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money max loan amounts. To evaluate qualification needs like income, reserves, and credit, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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