During 2025, the FHA loan limits for Lincoln-Park county within Morris, NJ are defined as $822,375 for a single-family home. For a two-unit property, the cap is $1,053,000, whereas it extends to $1,272,750 for three-unit dwellings, and $1,581,750 for four-unit residences.
The maximum permissible loan amounts for conventional loans stand at $822,375 for a single-family home, $1,053,000 for two-unit houses, $1,272,750 for those with three units, and $1,581,750 for four-unit structures.
Employ our FHA calculator to ascertain today's most advantageous FHA rates, while also figuring out necessary elements such as the downpayment, income, credit, reserves, and documents needed to qualify.
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The Lendersa® calculator facilitates the comparison of FHA rates and terms with those of an array of other loan programs. Delve into the specifics and contrast, including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates comprehensive loan data from thousands of lenders, utilizing it to deliver quick comparisons tailored to your personal financial profile and needs.
The 2025 Loan Limits Comparison Table for Lincoln-Park county within Morris, NJ allows for the analysis of maximum loan offerings such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For detailed qualification criteria comparisons such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is invaluable.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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