In 2026, the FHA loan limits in Riverdale county, Morris, NJ, are $1,089,300 for a single-family home. For properties with two units, the limit is $1,394,775; for three units, it reaches $1,685,850; and for four-unit homes, it is $2,095,200.
The maximum amount for conventional loans on a single-family house is $1,089,300. For two-unit homes, it is $1,394,775, for three units it is $1,685,850, and for four-unit properties, the cap is $2,095,200.
Use our FHA calculator to view today’s top FHA rates and determine the necessary downpayment, income, credit, reserves, and documents required to qualify.
Using the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Explore options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA offerings.
Lendersa® collects loan program data from thousands of lenders, and rapidly creates comparisons tailored to your financial profile and needs.
For 2026 in Riverdale county of Morris, NJ, the Loan Limits Comparison Table shows FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate qualification criteria such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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