In 2025, within Linwood County of Atlantic, NJ, the FHA loan limits are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The cap for conventional loans on a single-family residence is $726,200, with two-unit homes set at $929,850, three-unit properties at $1,123,900, and four units reaching $1,396,800.
Utilize our FHA calculator to view the leading FHA rates today and determine the needed downpayment, income, credit, reserves, and documents for eligibility.
The Lendersa® calculator provides a way to compare FHA rates and terms to those of various other loan programs. Delve into options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
Lendersa® compiles a wealth of data from thousands of lenders, supplying rapid comparisons tailored to your specific financial needs.
The Loan Limits Comparison Table for 2025 in Linwood County, Atlantic, NJ, facilitates evaluating FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To compare requirements like income and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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