In 2026, the FHA loan limit in Somers-Point county, Atlantic, NJ is $356,362 for a single-family house. For two-unit homes, it's $456,275, for three units, the limit is $551,500, and for four-unit properties, it's $685,400.
Conventional loan maximums are $548,250 for single-families, $702,000 for two-unit homes, $848,500 for three units, and $1,054,500 for four units.
Our FHA calculator helps you identify today’s best FHA rates and understand the downpayment, income, credit, reserves, and documents needed for qualification.
Using the Lendersa® calculator, compare FHA rates and terms with those from other loan programs. It allows you to explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Gather data from thousands of lenders with Lendersa®, and within seconds, it fits to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Somers-Point county of Atlantic, NJ, lets you look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification needs such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is at your service.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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