In 2025, the FHA loan limits in Little-Ferry county, Bergen, NJ are $822,375 for a single-family home, $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for fourplexes.
The maximum amount for conventional loans on single-family residences is $822,375. For dual-unit properties, it reaches $1,053,000; for tri-units, the cap is $1,272,750; and for four-unit homes, it's $1,581,750.
Utilize our FHA calculator to discover today's best FHA rates and to evaluate requirements such as down payment, income, credit, reserves, and documentation necessary for qualification.
The Lendersa® calculator enables a side-by-side comparison of FHA loan terms and rates against those of other programs. Examine and compare various loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.
Lendersa® draws comprehensive loan data from thousands of lenders and swiftly evaluates it to match your personal financial profile and specific needs.
Our Loan Limits Comparison Table for 2025 in Little-Ferry county, Bergen, NJ, allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options.
To compare qualification necessities like income, reserves, and credit scores, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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