For 2026, the FHA loan limits in Lopatcong county in Warren, NJ are set at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit structures, and $907,900 for four-unit buildings.
Conventional loan maximums reach $726,200 for single-family homes, with $929,850 for two-unit places, $1,123,900 for three-units, and $1,396,800 for four-units.
Utilize our FHA calculator to find today’s leading FHA rates and to determine downpayment, income, credit, reserves, and required documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loans. Evaluate and explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently aggregates loan program data from thousands of lenders, offering comparisons matched to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Lopatcong county of Warren, NJ enables comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. For criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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