In 2026, the FHA loan limits for Mahwah in Bergen county of NJ are structured as follows: $1,089,300 for single-family homes, $1,394,775 for 2-unit properties, $1,685,850 for those with three units, and $2,095,200 for structures with four units.
The highest allowable loan amounts for conventional financing on single-family homes are $1,089,300, extending to $1,394,775 for 2-unit homes, $1,685,850 for tri-unit buildings, and reaching $2,095,200 for those with four units.
Utilize our FHA calculator to access today’s top FHA interest rates and determine essential elements like the down payment, income prerequisites, credit standing, reserves, and required documentation for qualification.
The Lendersa® calculator lets you juxtapose FHA rates and terms against all other finance solutions. Delve into possibilities including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, in relation to FHA offerings.
Accessing data from numerous lenders, Lendersa® delivers immediate comparisons tailored to match your unique financial profile and needs.
For a comprehensive overview, consult the Loan Limits Comparison Table for 2026 in Mahwah, county of Bergen, NJ. This table compares top loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money alternatives. To evaluate qualification gauges like income, reserves, and credit, engage with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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