In 2026, FHA loan limits in Manville county, Somerset, NJ are set at $1,089,300 for a single-family home, $1,394,775 for duplexes, $1,685,850 for three-unit properties, and $2,095,200 for four-unit buildings.
The maximum amount for conventional loans on single-family homes is $1,089,300. For properties with two units, it is $1,394,775; for those with three units, $1,685,850; and for four units, $2,095,200.
Utilize our FHA calculator to see the best FHA rates available today and determine necessary factors like downpayment, income, credit, reserves, and documents needed to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Discover and assess options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects loan data from thousands of lenders and compares it against your unique financial profile and needs very quickly.
For 2026, the Loan Limits Comparison Table in Manville county of Somerset, NJ, helps compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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