As of 2025, FHA loan limits for Bound-Brook county in Somerset, NJ, are $822,375 for single-family homes, $1,053,000 for properties with two units, $1,272,750 for three units, and $1,581,750 for four units.
The highest loan amount of conventional loans on a single-family residence is $822,375. For two-unit houses, it's $1,053,000, for three-unit homes, it is $1,272,750, and for those with four units, $1,581,750 applies.
To find today’s optimized FHA rates and calculate the necessary downpayment, income, credit, reserves, and documents required to qualify, try our FHA calculator.
Lendersa® calculator allows for easy comparison of FHA loan rates and terms with other programs. Look into, analyze, and compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money options.
Lendersa® compiles comprehensive loan data from a multitude of lenders and swiftly contrasts it with your financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Bound-Brook county, Somerset, NJ, covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare criteria like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
