In 2026, the FHA loan limit for Maywood county, Bergen, NJ, is $1,089,300 for a single-family home. For two units, it is $1,394,775, for three-unit homes, it's $1,685,850, and for four-unit properties, it is $2,095,200.
The maximum amount for conventional loans on single-family residences is $1,089,300. For duplexes, it is $1,394,775, for triplexes $1,685,850, and for fourplexes, it is $2,095,200.
Use our FHA calculator to discover today’s best FHA rates and assess the needed downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator aids in comparing FHA rates and terms with other loan programs. Delve into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA to make the best choice.
Lendersa® acquires comprehensive data from thousands of lenders, swiftly comparing it to fit your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Maywood county, Bergen, NJ, enables a side-by-side examination of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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