In 2026, the FHA loan limits in Rochelle-Park county of Bergen, NJ are set at $822,375 for a single-family residence, $1,053,000 for two-unit properties, $1,272,750 for three-unit homes, and $1,581,750 for four-unit structures.
For conventional loans, the maximum amount you can borrow on a single-family home is $822,375. For two-unit homes, it is $1,053,000; for three units, $1,272,750; and for four-unit properties, it reaches $1,581,750.
Utilize our FHA calculator to explore today’s best FHA rates and find out what is necessary for downpayment, income verification, credit assessment, reserves, and documents needed for qualification.
Lendersa®'s calculator allows you to compare FHA rates and terms alongside those of other loan programs. Explore and contrast options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Gathering detailed data from thousands of lenders, Lendersa® swiftly compares it to your individual financial needs and profile.
The Loan Limits Comparison Table for 2026 within Rochelle-Park county of Bergen, NJ includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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