In 2026, the FHA loan limits for Pomona County, Atlantic, NJ are set at $472,030 for single-family homes. For properties with two units, the limit is $604,400; for three units, it is $730,525; and for four-unit homes, it reaches $907,900.
Conventional loan maximums are $726,200 for single-family homes, $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to access today's best FHA rates and find out the downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows you to compare FHA terms alongside all other loan options. Examine Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA.
Lendersa® gathers data from many lenders, offering comparisons relevant to your specific financial profile quickly.
Use the Loan Limits Comparison Table for 2026 in Pomona County, Atlantic, NJ to review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. For qualification details like income and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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