As of 2025, in Mullica county located in Atlantic, NJ, the FHA loan limits are as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for four-unit residences.
For conventional loans, the highest amount available for a single-family property is $726,200. For properties with two units, it's $929,850, for three units $1,123,900, and for four units, the ceiling is $1,396,800.
Explore our FHA calculator to discover today's top FHA rates. It can also assist you in calculating the necessary downpayment, evaluating your income and credit, and determining the reserves and documentation needed for qualification.
With the Lendersa® calculator, you can examine and compare the rates and terms of FHA loans alongside multiple other programs such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans.
Lendersa® sources loan program data from a vast network of lenders and rapidly assesses it against your individual financial situation and needs.
In Mullica county from Atlantic, NJ for 2025, utilize the Loan Limits Comparison Table to see maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand qualification criteria like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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