In 2025, FHA loan limits in Richwood county of Gloucester, NJ stand at $529,000 for a single-family home. For two units, the cap is $677,200; for three units, it's $818,600; and for four units, it reaches $1,017,300.
Conventional loan amounts max out at $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Our FHA calculator helps uncover today’s best rates, while determining the required downpayment, income, credit score, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with other program offerings. Check out Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA terms.
Lendersa® gathers comprehensive loan data from many lenders, swiftly aligning it with your specific financial needs.
The Loan Limits Comparison Table for 2025 in Richwood within Gloucester, NJ, offers FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To examine qualification necessities like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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