In 2026, the FHA loan limits for Pitman county in Gloucester, NJ, are $529,000 for a single-family home. For two-unit residences, it is $677,200, for three units, it extends to $818,600, and for properties with four units, it reaches $1,017,300.
Maximum amounts for conventional loans on single-family homes are $726,200. For two-unit buildings, it's $929,850, for three units, $1,123,900, and for four units, $1,396,800.
Utilize our FHA calculator to discover today’s top FHA rates and evaluate the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms against those of other loan programs, facilitating choices among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects extensive data from thousands of lenders, thoroughly matching it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Pitman county, Gloucester, NJ, gives insights into loan maxima for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for reviewing qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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