For 2025, in Rio-Grande within Cape May, NJ, the FHA loan limits are $431,250 for single-family homes. For properties of 2 units, the limit stands at $552,050. This extends to $667,350 for 3 units and $829,350 for those consisting of 4 units.
Conventional loans have a maximum amount of $548,250 for a single-family home. Two-unit dwellings are limited to $702,000, with three units capped at $848,500 and four units reaching $1,054,500.
Our FHA calculator can show today's top FHA rates and help you assess needs like downpayment, income, credit score, reserves, and documentation for qualification.
The Lendersa® calculator allows comparison of FHA loan rates and terms with other loan products, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles a vast amount of loan program data from numerous lenders, instantly comparing it to your financial profile and necessities.
The Loan Limits Comparison Table for 2025 in Rio-Grande, under Cape May county of NJ, facilitates the comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loan caps. To evaluate qualification criteria like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
