In the year 2026, the FHA loan limits for Shrewsbury county within Monmouth, NJ are defined as $1,089,300 for a single-family home. For two-unit residences, the limit is $1,394,775, while properties with three units can go up to $1,685,850, and for four-unit homes, the maximum is $2,095,200.
The highest allowable amounts for conventional loans on a single-family home are $1,089,300. For two-unit homes, it's $1,394,775, and for three-unit residences, it is $1,685,850. Four-unit properties are capped at $2,095,200.
Use our FHA calculator to find today’s best FHA rates and ascertain the necessary downpayment, income requirements, credit reserve, and documents needed to qualify.
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The Loan Limits Comparison Table for 2026 in the county of Monmouth, Shrewsbury, NJ, allows assessment of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualification requirements, such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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