For 2026, FHA loan limits in Tinton-Falls county, located in Monmouth, NJ, are as follows: $822,375 for a single-family home, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
For conventional loans, the maximum you can borrow for a single-family home is $822,375; this changes to $1,053,000 for 2-units and $1,272,750 for 3-units, going up to $1,581,750 for 4-unit homes.
Our FHA calculator can help you find the best FHA rates available today. It also provides details on the required downpayment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator allows comparisons between FHA rates and terms with those of other loan programs. Check out Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison with FHA.
Lendersa® gathers information from numerous lenders and quickly matches it to your specific financial findings and objectives.
Check the Loan Limits Comparison Table for 2026 in Tinton-Falls county, Monmouth, NJ. Compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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