For 2026, in Oakhurst county, Monmouth, NJ, the FHA loan limits are: $1,089,300 for single-family homes, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
Conventional loans reach a maximum of $1,089,300 for a single-family residence, with $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
Use our FHA calculator to explore today’s top FHA rates and learn about the necessary downpayment, income levels, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those from other loan programs. Evaluate options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans relative to FHA offerings.
Lendersa® retrieves data from thousands of lenders, quickly aligning it with your specific financial scenario for a precise comparison.
Loan Limits Comparison Table for 2026 in Oakhurst county of Monmouth, NJ, allows for comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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