In 2025, the FHA loan limit in Wall, Monmouth county, NJ is $1,089,300 for a single-family home, $1,394,775 for a two-unit property, $1,685,850 for three units, and $2,095,200 for four units.
The maximum available loan amount for conventional loans on single-family residences is $1,089,300, with limits of $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four-unit homes.
Use our FHA calculator to find the best FHA rates today and determine necessary downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms alongside those of other loan programs. Explore Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in tandem with FHA options.
Lendersa® aggregates data from thousands of lenders, delivering fast comparisons designed to align with your financial situation and needs.
The Loan Limits Comparison Table for 2025 in Wall, Monmouth, NJ provides a way to compare FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For qualification needs like income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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