In 2025, the FHA loan limits in Shark-River-Hills county of Monmouth, NJ are established at $822,375 for a single-family home. For two-unit residences, the limit is $1,053,000, for three units, the cap is $1,272,750, and for properties with four units, it reaches $1,581,750.
The maximum loan amounts for conventional loans on a single-family home are $822,375, for two-units it's $1,053,000, for three-unit homes it's $1,272,750, and for four-units, it is $1,581,750.
Use our FHA calculator to unveil today’s optimal FHA rates and determine the downpayment, income requirements, credit qualifications, reserves, and documentation needed for qualification.
The Lendersa® calculator allows comparison between FHA rates and terms with those of other loan programs. You can investigate options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® compiles data from thousands of lenders, promptly comparing it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Shark-River-Hills, Monmouth, NJ, outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To assess qualification needs like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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