In 2026, the FHA loan limit for Wallington county in Bergen, NJ is $1,089,300 for a single-family home. For 2-units, the limit reaches $1,394,775; for 3-units, it's $1,685,850; and for 4-units, it is $2,095,200.
The maximum loan amount allowed for conventional loans on a single-family residence is $1,089,300. For homes with 2-units, it is $1,394,775; for 3-units, $1,685,850; and for 4-units, it extends to $2,095,200.
Utilize our FHA calculator to find today’s top FHA rates, and determine the needed downpayment, income, credit requirements, reserves, and documents to qualify.
The Lendersa® calculator helps compare the rates and terms of FHA loans with those from other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA ones.
Lendersa® effectively aggregates data from thousands of lenders and aligns it with your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Wallington county, Bergen, NJ provides maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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