As of 2026, the FHA loan limit in Wyckoff county within Bergen, NJ is $1,089,300 for a single-family house. For homes with 2-units, it is $1,394,775, $1,685,850 for 3-units, and $2,095,200 for 4-units.
The maximum amount for conventional loans on a single-family residence is $1,089,300; for 2-unit properties it's $1,394,775, $1,685,850 for 3-units, and $2,095,200 for 4-units.
Our FHA calculator allows you to view today’s most competitive FHA rates. It helps determine downpayment, income, credit requirements, reserves, and necessary documentation to qualify.
Using Lendersa® calculator, compare FHA rates and terms with those from other loan programs. Consider Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers data from thousands of lenders, quickly matching it to your financial profile and specific needs.
In 2026, use the Loan Limits Comparison Table to assess FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums in Wyckoff county, Bergen, NJ. For comparing qualification requirements like income, credit, and reserves, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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