For the year 2026, the FHA loan limits in Bernalillo county, Sandoval, NM, are established as follows: a single-family home is capped at $472,030, a two-unit dwelling at $604,400, a three-unit property at $730,525, and for four-unit buildings, the limit is $907,900.
In terms of conventional loans, the maximum lending amount on a single-family home reaches $726,200. The limit for a duplex is $929,850, a triplex can be funded up to $1,123,900, and a four-unit premises reaches $1,396,800.
Our FHA calculator is your tool for discovering today's best FHA rates and for calculating the necessary down payment, income, credit score, reserves, as well as the documentation required to qualify.
The Lendersa® calculator provides you with the capability to compare FHA rates and terms against a variety of loan programs. Thoroughly evaluate and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
By accessing comprehensive data from numerous lenders, Lendersa® rapidly compares loan offerings tailored to your specific financial needs and profile.
The Loan Limits Comparison Table for 2026 within Bernalillo county, Sandoval, NM, allows for comparison of maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To examine the qualification criteria such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Bernalillo FHA Lenders |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
