In 2025, the FHA loan limits for Elko county in Elko, NV, are $472,030 for a single-family home, $604,400 for a two-unit dwelling, $730,525 for three units, and $907,900 for four units.
For conventional loans on a single-family residence, the maximum is $726,200, increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
To find today’s best FHA rates and understand required downpayment, income, credit scores, reserves, and documents, use our FHA calculator.
The Lendersa® calculator helps compare FHA rates and terms with those of other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® pulls loan data from thousands of lenders, quickly matching it to your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Elko county of Elko, NV, showcases maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification essentials such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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