In 2025, FHA loan limits in Winnemucca county of Humboldt, NV, are set at $472,030 for a single-family home. Two-unit dwellings have a limit of $604,400, while three-unit properties can reach $730,525, and the maximum for four units is $907,900.
The top limit for conventional loans on a single-family residence is $726,200. This expands to $929,850 for two-unit homes, $1,123,900 for three units, and maxes out at $1,396,800 for four-unit properties.
Use our FHA calculator to find today’s most competitive FHA rates and calculate the necessary downpayment, income, credit requirements, reserves, and paperwork needed to qualify.
With the Lendersa® calculator, compare FHA rates and terms to various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan data from thousands of lenders, matching it to your unique financial profile and needs swiftly and effectively.
The Loan Limits Comparison Table for 2025 in Winnemucca county of Humboldt, NV, provides comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for analysis of qualifications like income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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