In the year 2026, the FHA loan limit for Las-Vegas county of Clark, NV is $362,250 for a single-family home. It extends to $463,750 for two-unit dwellings, $560,550 for three units, and reaches $696,650 for four-unit properties.
The upper limit for conventional loans on a single-family residence is $548,250, with $702,000 for two-unit homes, $848,500 for three-unit residences, and $1,054,500 for properties with four units.
Utilize our FHA calculator to determine the most competitive FHA rates today and find out the required downpayment, income, credit score, reserves, and documentation to qualify.
With the Lendersa® calculator, you can assess FHA rates and terms in comparison to all other loan program options. Examine and evaluate Conventional loans, Jumbo options, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® procures comprehensive loan program data from thousands of lenders, and promptly aligns it with your specific financial profile and needs for a precise evaluation.
The Loan Limits Comparison Table for 2026 in Las-Vegas county of Clark, NV allows for comparisons across various loan types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), as well as hard money maximum loan amounts. To assess qualification factors such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $362,250 | $463,750 | $560,550 | $696,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $300,000 | $300,000 | $300,000 | $300,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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