As of 2026, the FHA loan limit in Alexandria, Jefferson county, NY is set at $472,030 for single-family homes. For two-unit properties, the limit is $604,400, while for three-unit homes, it's $730,525. For four-unit residences, the limit increases to $907,900.
The maximum amount allowed for conventional loans is $726,200 for a one-unit home, $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for properties with four units.
To check the most competitive FHA rates for today and understand how much downpayment, income, credit, reserves, and documentation are required for qualification, utilize our FHA calculator.
The Lendersa® calculator makes it simple to compare FHA terms and rates against various loan programs. Delve into and evaluate Conventional loans, Jumbo packages, VA, USDA, Non-QM, as well as hard money loans alongside FHA.
Lendersa® compiles and analyzes loan program information from a myriad of lenders, matching it rapidly to your personalized financial circumstances and requirements.
For the year 2026, in Alexandria, county of Jefferson, NY, compare the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans with our Loan Limits Comparison Table. To see the qualification criteria such as income, reserves, and credit, explore using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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