As of 2026, the FHA loan limits set in Amityville county of Suffolk, NY are $1,089,300 for a single-family home. The limits adjust to $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
The maximum allowable loan amount for conventional loans is $1,089,300 for a single-family home, escalating to $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
Leverage our FHA calculator to find today’s leading FHA rates, which will help you establish the necessary downpayment, credit, income, reserves, and documentation required to qualify.
With Lendersa®'s calculator, you can compare the rates and terms of FHA loans with numerous other loan programs. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA products.
Lendersa® processes data from thousands of lending institutions, offering swift alignment with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Amityville county of Suffolk, NY outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For detailed comparison of qualification standards like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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