For 2026, the FHA loan limits in Baldwin county of Nassau, NY are set at $1,089,300 for a single-family home. For two-units, it's $1,394,775, $1,685,850 for three units, and $2,095,200 for four units.
The maximum conventional loan amount on a single-family home is $1,089,300. It rises to $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
Use our FHA calculator to discover today’s FHA best rates and find out the required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with all other loan program offerings. Explore and compare options including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans alongside FHA.
By quickly accessing loan program data from thousands of lenders, Lendersa® aligns it to meet your financial profile.
The Loan Limits Comparison Table for 2026 in Baldwin county, Nassau, NY provides maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To compare qualifications for income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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