In 2025, the FHA loan limit in Catlin, county of Chemung, NY, stands at $472,030 for a single-family home. For properties featuring two units, the limit is $604,400; for three-unit buildings, it is $730,525; and for four-unit structures, the maximum is $907,900.
Regarding conventional loans, the cap for a single-family residence is $726,200. For two-unit properties, it is $929,850; for three-unit ones, $1,123,900; and for four-unit homes, $1,396,800.
Employ our FHA calculator to uncover the best rates available today, and determine your qualification needs including the downpayment, income, credit requirements, reserves, and essential documents.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans against other loan programs. This includes options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By gathering detailed data from thousands of lenders, Lendersa® efficiently compares this information with your financial profile and specific needs to provide optimal results in seconds.
The Loan Limits Comparison Table for 2025 in Catlin, county of Chemung, NY, provides a comparative look at maximum loan amounts across several programs: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insights into qualification requirements such as income, reserves, and credit, employ the useful Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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