In 2026, the FHA loan limit for a single-family home in Chestnut-Ridge within Rockland, NY is set at $822,375. For homes with two units, the limit is $1,053,000; for three-unit properties, it's $1,272,750; and for four-unit buildings, it reaches $1,581,750.
The maximum amount allowed for conventional loans on a single-family residence is $822,375. The cap rises to $1,053,000 for two units, $1,272,750 for three units, and peaks at $1,581,750 for four units.
Utilize our FHA calculator to check today's competitive FHA rates and determine your down payment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator assists in comparing FHA loan rates and terms with those of other loan programs. Explore and compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA products.
Lendersa® efficiently aggregates loan program data from thousands of lenders, aligning it against your specific financial profile and needs swiftly.
The Loan Limits Comparison Table for 2026 in Chestnut-Ridge county of Rockland, NY reviews FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To scrutinize qualification requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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