In 2026, the FHA loan limits in Clarendon, within Orleans county, NY are as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for four-unit homes.
The conventional loan maximums for a single-family residence are set at $726,200, with the limits being $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four-unit residences.
Use our FHA calculator to explore today’s optimal FHA rates, and assess the necessary downpayment, income, credit requirements, reserves, and documentation needed for qualification.
Leverage the Lendersa® calculator to compare FHA rates and terms with those from other loan programs. Evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® pulls comprehensive loan data from thousands of lenders and effectively matches it with your unique financial profile and needs.
Our Loan Limits Comparison Table for 2026 in Clarendon, Orleans county, NY provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To thoroughly compare qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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