In 2026, the FHA loan limit for a single-family home in Albion, within the county of Orleans, NY, is set at $472,030. For homes with two units, it is $604,400, for three units, the limit is $730,525, and for four units, the maximum is $907,900.
Regarding conventional loan limits, the maximum for a single-family residence is $726,200. For properties with two units, it reaches $929,850, for three-unit homes, it is $1,123,900, and for four-unit properties, the cap is $1,396,800.
Our FHA calculator is at your disposal to find today's best FHA rates and to determine necessary qualifications such as downpayment, income, credit, reserves, and required documents for eligibility.
By using the Lendersa® calculator, you can compare FHA loan rates and terms with those of all other available loan programs. Delve into options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
Lendersa® retrieves comprehensive loan program data from thousands of lenders, aligning it promptly against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Albion county of Orleans, NY, provides insights into top loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed analysis of qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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