In the year 2026, the FHA loan limit set for a single-family home in Croton-on-Hudson within the county of Westchester, NY is established at $1,089,300. The limit increases to $1,394,775 for residences with two units, $1,685,850 for those with three units, and reaches $2,095,200 for properties that include four units.
For conventional loans, the maximum allowable amount for a single-family residence is $1,089,300. For two-unit settings, the limit is $1,394,775, rising to $1,685,850 for three-unit homes and expanding to $2,095,200 for four-unit lands.
Take advantage of our FHA calculator to view today's most favorable FHA rates and determine the necessary down payment, income, credit reserves, and the documents required to qualify for the loan of your interest.
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The Lendersa® calculator is a valuable tool that enables you to compare the rates and terms of FHA loans with the full spectrum of other available loan programs. Engage with comparisons that include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings to make well-informed financial decisions.
Lendersa® efficiently compiles extensive loan program data from an array of lenders, allowing for rapid comparisons with your unique financial profile and specific needs, providing a personalized match for your circumstances.
The Loan Limits Comparison Table for the 2026 in Croton-on-Hudson, Westchester, NY, offers an insightful glance at the maximum allowable loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. The comprehensive data helps guide your decision-making process. Additionally, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available to directly compare qualification requirements such as income, reserves, and credit criteria, ensuring the most accurate and beneficial outcome for your financial needs.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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