In 2026, the FHA loan limit for a single-family home in Briarcliff-Manor county of Westchester, NY stands at $822,375. For properties with two units, the limit is $1,053,000; for those with three units, it's $1,272,750, and for four units, it's set at $1,581,750.
The maximum allowed amount for conventional loans on a single-family residence is $822,375. For two units, it's $1,053,000; for three units, $1,272,750; and for four units, the amount is $1,581,750.
Use our FHA calculator to check today's best FHA rates and calculate necessary downpayments, income, credit, reserves, and documents for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms against a variety of other loan programs. Delve into comparisons including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options to make well-informed choices.
Gathering extensive loan data from thousands of lenders, Lendersa® swiftly matches this information with your unique financial profile and needs for a tailored comparison.
The Loan Limits Comparison Table for 2026 in Briarcliff-Manor county of Westchester, NY provides a comprehensive look at the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an in-depth comparison of qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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