2023 FHA Loan Limits for Duanesburg, Schenectady County, New York

In 2024, FHA loan limit in Duanesburg county of Schenectady, New York is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in Duanesburg county of Schenectady, New York compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Duanesburg county of Schenectady, NY

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Genesee Co-op Federal Credit Union
  • 395 Gregory Street, Rochester, NY, 14620
  • Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.
  • ESL Federal Credit Union
  • 225 Chestnut Street, Rochester, NY, 14604
  • ESL Federal Credit Union serves as a full-service financial institution to more than 384, 000 members and 13, 200 businesses. The company provides personal, business banking, mortgage services and wealth management services through its locally-based 23 branch network, telephone, mobile, online and live chat center.
  • TFS Mortgage Corporation Inc
  • 437 Newman Springs Road, Lincroft, NJ, 07738
  • TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.
  • Advantage Federal Credit Union
  • 70 Metro Park, Rochester, NY, 14623
  • Advantage Federal Credit Union (AFCU) is a not-for-profit financial organization, wholly and locally owned and operated by and for its members. As a cooperative financial institution, AFCU members benefit from generous dividends on savings and low rates on loans. AFCU Mission is To be every member’s first choice for financial services.
  • Gates Chili Federal Credit Union
  • 2870 Buffalo Road, Rochester, NY, 14624
  • In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.
  • AAFC Group LLC
  • 3430 Sunset Avenue, Suite 17, Ocean, NJ, 07712
  • We are committed to offering only the highest quality professional service to our mortgage customers, realtors and associates. We’ll help you navigate the mortgage loan process, answering your questions and offering our advice along the way. Our customers are always treated with the utmost respect, courtesy and professionalism.
  • LeRoy Federal Credit Union
  • 7093 West Main Road, Le Roy, NY, 14482
  • LeRoy Federal Credit Union has been open since 1958. The credit union has assets totaling $18.46 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • FM Home Loans
  • 1229 Madison Avenue, 1st Floor, Lakewood, NJ, 08701
  • Since its inception in 1991, FM Home Loans, LLC has been helping homeowners from all backgrounds purchase their dream home. With more than one billion in closed purchased transactions in 2015 alone, our company of over 175 employees are dedicated to the highest standards of ethics, responsiveness and customer service.
  • Ark Mortgage, Inc
  • 317 Monmouth Avenue, Suite 20, Lakewood, NJ, 08701
  • Ark Mortgage is a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance.We have innovated new products & processes that make getting you home —easier, faster & better than ever! All of our lending specialists are committed to finding the right loan with the best rates
  • Global Home Lending
  • 209 Royal Avenue, Wyncote, PA, 19095
  • Global Home Lending combines the power of cutting edge technology with a world-class team of real estate and finance professionals. Our goal is to deliver fast execution and an unparalleled client experience. We bring our combined 35+ years of mortgage experience to deliver industry expertise with a personalized approach.
  • OceanFirst Bank
  • 975 Hooper Avenue, Toms River, NJ, 08753
  • OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.
  • Customers Bank
  • 99 Bridge Street, Phoenixville, PA, 19460
  • We are dedicated to providing exceptional value, service & convenience as part of an overall effortless banking experience. Our high-tech, high-touch approach to banking allows us to deliver a superior selection of products and services. We’re a community-based, full-service bank that offers a continually expanding portfolio of loans.