In 2026, the FHA loan limits in Dunkirk county of Chautauqua, NY are set at $472,030 for a single-family home. For two-unit homes, it is $604,400, for three-unit homes, $730,525, and for four-unit properties, $907,900.
The maximum conventional loan for a single-family residence is $726,200. For two units, it's $929,850, for three units, $1,123,900, and $1,396,800 for four units.
Use our FHA calculator to see today’s leading FHA rates and identify the necessary downpayment, income, credit score, reserves, and required documents for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with those of other loans, such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money. Investigate these diverse offerings alongside your FHA options.
Lendersa® collects data from thousands of lenders, rapidly matching it against your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Dunkirk county, Chautauqua, NY, provides maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and Hard Money. To assess qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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