For 2026, the FHA loan limits in Pomfret, within Chautauqua county, NY, are $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-units, and $907,900 for four-units.
The maximum amounts for conventional loans are $726,200 for a single-family residence, $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.
Utilize our FHA calculator to check today’s top FHA rates and evaluate downpayment, income, credit score, reserves, and necessary documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® obtains and compares loan program data rapidly from many lenders, aligning it with your unique financial profile and needs.
Access the Loan Limits Comparison Table for 2026 in Pomfret, Chautauqua, NY, to view maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualifications like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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