For 2026, the FHA loan limits in East-Hampton-North county, Suffolk, NY are: $822,375 for a single-family home, $1,053,000 for 2-unit properties, $1,272,750 for 3-units, and $1,581,750 for 4-unit homes.
The maximum conventional loan amount for a single-family house is $822,375. For two-units, it's $1,053,000; for three units, $1,272,750; and for four-unit properties, $1,581,750.
Utilize our FHA calculator to explore today’s top FHA rates and determine the requirements for downpayment, income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator lets you compare FHA rates and terms against those of different loan products, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® rapidly gathers data from thousands of lenders, aligning it with your unique fiscal profile and requirements in seconds.
The Loan Limits Comparison Table for 2026 in East-Hampton-North county, Suffolk, NY, offers a detailed comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification requirements such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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