In 2025, the FHA loan limits in Elwood county, Suffolk, NY are $1,089,300 for a single-family home, $1,394,775 for two units, $1,685,850 for three-unit properties, and $2,095,200 for four-unit structures.
Conventional loans have maximums of $1,089,300 for a single-family house, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
Use our FHA calculator to unlock today’s best FHA rates and assess necessary downpayment, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator lets you compare FHA rates and terms alongside alternatives like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore different options side-by-side with FHA.
Lendersa® sources data from thousands of lenders, swiftly matching it against your financial profile and specific needs.
Use the Loan Limits Comparison Table for 2025 in Elwood county of Suffolk, NY, to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan limits. Access the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed comparison of requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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