For 2025, the FHA loan limits in the county of Suffolk, located in West-Hills, NY, are $822,375 for single-family homes, $1,053,000 for two-unit properties, $1,272,750 for three-unit properties, and $1,581,750 for four-unit properties.
Conventional loans have maximum caps of $822,375 for single-family residences, $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for quad-unit residences.
Our FHA calculator offers insights into today’s top FHA rates. It helps determine how much downpayment, income, credit, reserves, and documentation are needed to qualify.
Lendersa® calculator allows a comparison of FHA rates with those of other loan programs. Discover and weigh options for Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® gathers data from diverse lenders, enabling quick comparison against your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in West-Hills county of Suffolk, NY provides maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper look into qualification criteria like income, reserves, and credit, rely on Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
