In 2026, the FHA loan limits in the county of Ontario, NY for Farmington are set at $472,030 for a single-family home, $604,400 for two-unit buildings, $730,525 for three units, and $907,900 for four-unit properties.
Conventional loans offer maximum amounts of $726,200 for single-family homes, $929,850 for two-unit dwellings, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to access today’s best FHA rates and determine the necessary downpayment, income, credit score, reserves, and documents needed for approval.
The Lendersa® calculator lets you compare FHA loan rates and terms against all other loan programs. Explore and contrast, Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® collects data on loan programs from thousands of lenders and instantly evaluates them against your specific financial profile and requirements.
Check the Loan Limits Comparison Table for 2026 in the county of Ontario, NY, for Farmington—comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for details like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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