In the year 2026, FHA sets its loan limit for a single-family home in Clifton-Springs county of Ontario, NY at $356,362. For homes with two units, the limit is $456,275, for three units, it's $551,500, and for four-unit properties, it's $685,400.
Meanwhile, the maximum loan amount allowable under conventional loans for a single-family home is $548,250. This increases to $702,000 for two-unit homes, $848,500 for homes with three units, and $1,054,500 when there are four units.
Make use of our FHA calculator to access today's most attractive FHA rates and determine essential requirements like downpayment, income, credit score, reserves, and necessary documentation for approval.
The Lendersa® calculator lets you compare FHA rates and terms with those from other loan programs. Dive into a detailed exploration of FHA loans against Conventional, Jumbo, VA, USDA, Non-QM, and hard money loan options.
Lendersa® draws data from thousands of lending sources, providing swift comparisons tailored to match your specific financial landscape and needs.
For 2026, the Loan Limits Comparison Table in Clifton-Springs county of Ontario, NY allows you to compare maximum loan limits among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare eligibility criteria, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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