In 2025, the FHA loan cap in Fort-Plain, Montgomery, NY is $356,362 for a one-family dwelling, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
Conventional loan maximums for single-family homes peak at $548,250, for duplexes it's $702,000, $848,500 for triplexes, and $1,054,500 for fourplexes.
Utilize our FHA calculator to uncover today’s top FHA rates and figure out the required downpayment, income, credit score, reserves, and documentation needed for qualification.
The Lendersa® tool lets you compare FHA rates and conditions with all other loan programs' terms, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® sources loan data from thousands of lenders, quickly aligning it with your individual financial profile and requirements.
Check the Loan Limits Comparison Table for 2025 in Fort-Plain county, Montgomery, NY, giving a side-by-side look at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM) and hard money loan limits. For more detailed qualification requirements, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
