For 2025, the FHA loan limit in Glenville county, part of Schenectady, NY, is $472,030 for single-family homes. It increases to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum amount for conventional loans on a single-family home is $726,200. For two units, it rises to $929,850; for three units, $1,123,900, and for four units, $1,396,800.
Utilize our FHA calculator to discover today’s optimal FHA rates and assess qualifications including downpayment, income, credit, reserves, and necessary documentation.
The Lendersa® calculator offers the capability to compare FHA rates and terms with other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans. Discover and compare these alongside FHA options to find the best fit for your needs.
Lendersa® accesses data from numerous lenders, aligning it rapidly with your unique financial profile to aid your decision-making process.
For 2025, the Loan Limits Comparison Table in Glenville county of Schenectady, NY, showcases maximum allowable amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To evaluate qualification factors like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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